Where to get free debt advice?

If you’re struggling with debt, it can be hard to know where to turn. But with lots of free advice services available across the UK, you can find help in a way that’s best for you.

How will a debt adviser help you?

A debt adviser will:

never judge you or make you feel bad about your situation
always be happy to talk to you, however big or small your problem might be
find ways to manage your debts even if you think you have no spare money
suggest ways to deal with debts that you might not know about.

FREE ADVICE PROVIDERS

Money Wellness

https://www.moneywellness.com/

0161 518 8282

About this provider:

Money Wellness offers confidential debt advice and ongoing support. There are lots of ways they can assist, from budgeting tips to negotiating lower monthly payments with lenders to getting unaffordable debt written off.

Debt Advice Foundation

https://www.debtadvicefoundation.org/

0800 622 61 51

About this provider:

Debt Advice Foundation is a national debt advice and education charity offering free, confidential support and advice to anyone worried about debt.

National Debtline

https://nationaldebtline.org/

0808 808 4000

About this provider:

National Debtline has helped millions of people with their debts. They'll talk you through options and give clear advice on how to take back control.

StepChange Debt Charity

https://www.stepchange.org/

0800 138 1111

About this provider:

StepChange's online advice tool has helped over 1.7m people. Create a budget and get a personal action plan with practical next steps. Get free help from the UK's leading debt charity.

PayPlan

https://www.payplan.com/

0800 316 1833

About this provider:

PayPlan's supportive, non-judgemental team of advisers help thousands of people beat their debts every year, and treat all of their calls with the strictest confidence.