Debt Management Plan

A debt management plan (DMP) helps you to manage your debts and pay them off at a more affordable rate by making reduced monthly payments. If you feel a DMP is the best option for you, a DMP can be administered fee-free from StepChange Debt Charity.

A DMP can be a good way to repay if you are struggling and the debts can be cleared within a reasonable timescale on a reduced payment structure.

Free and impartial money advice is available from the Money Helper, an organisation set up by the Government for people in debt.

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Debt Management Plans

A Debt Management Plan (DMP) is an informal agreement between you and those you owe money to. Unlike other options, a DMP is not legally-binding and it is therefore important to remember that your creditors are not obliged to agree to your proposal.

Below you can view a list of Frequently Asked Questions

Start planning a future free of unsecured debt

1

Check if you qualify

Simply complete the form to see if you qualify for any of the available debt solutions.

2

Consultation

A friendly & experienced advisor from DSD will contact you to discuss yourc ircumstances.

3

You decide

They will explain all your options, so that you can decide which solution works best for you!

Types Of Debts We Help With

Loans

Store Cards

Payday Loans

Credit Cards

Overdrafts

Council Tax

Catalogues

Utility Bills

Frequently Asked Questions

A Debt Management Plan (DMP) is an informal agreement between you and your creditors to pay all your debts. There is no fixed duration, and you will continue to make payments until all debts are paid in full- there is no debt forgiveness.

Free and impartial money advice is available from the Money Helper, an organisation set up by the Goverment for people in debt.