Wrexham Council Tax Arrears in 2023
Contact Debt Support Direct as soon as possible if you’re struggling to pay your Wrexham Council Tax payments and have received a demand letter or phone call from a bailiff, also known as an enforcement agent.
If you are having trouble paying your council tax arrears to Wrexham Council, there are a few steps you can take to get help:
- Contact Wrexham Council: Reach out to the council’s council tax department and explain your financial situation. They may be able to work with you to come up with a payment plan or offer financial assistance.
- Seek debt advice: If you are struggling to manage your debt, consider seeking help from a debt advisor.
- Check if you’re eligible for council tax reduction: If you’re on a low income or you have a low income and a high council tax bill, you may be eligible for council tax reduction.
- Look into debt solutions: If you’re unable to repay your council tax arrears, you may want to consider debt solutions like a Debt Management Plan (DMP) or an IVA (Individual Voluntary Arrangement) can help you to repay your debt over a longer period of time.
- Be aware of your rights: Wrexham Council should act within the regulations. They should treat you fairly and not harass you; they should not contact you at inconvenient times or in inconvenient places and must tell you about any charges and interest.
It’s important to remember that ignoring the council tax arrears will not make it go away; the sooner you address it, the better your chances of resolving the situation. If you don’t pay your council tax, Wrexham Council may take legal action against you, which may lead to a court summons and additional costs.
If you miss Wrexham Council Tax payments
Wrexham Council Tax will send you a reminder notice giving you seven days to pay if you miss a payment. If you don’t pay within seven days, you’ll have to pay the whole year’s Council Tax instead.
You’ll receive a second reminder notice if you miss another Council Tax payment.
You’ll only get a maximum of 2 reminder notices in a financial year – from April 1 to March 31 of the following year.
Your council will send you a final notice saying you must pay the whole year’s Council Tax if you miss a payment for the third time.
If you don’t pay your whole year’s Council Tax within seven days, the council may take legal action to get the Council Tax you owe.
Legal demands for payment
Your council can ask a magistrate for a ‘liability order if you owe them unpaid Council Tax. This is a legal demand for payment. The council’s legal costs, e.g., for hiring a lawyer, may be added to the money you owe. You can go to court and give your reasons for not paying.
If you receive a liability order, you should speak to your council or your local Debt Support Direct about your options.
If you still don’t pay
Your council can get your employer to pay your unpaid Council Tax directly from your wages.
Your council can also apply to take money from the following benefits:
- Employment and Support Allowance
- Income Support
- Jobseeker’s Allowance
- Pension Credit
- Universal Credit
If this means you don’t have enough money to pay other bills, you can ask your council if you can make smaller payments. Your council doesn’t have to agree but will usually try to arrange with you.
Your council can send bailiffs or enforcement agents to seize your property if there’s no other way to recover your debt. They’ll tell you how much you owe before the bailiff visits you.
The bailiffs’ costs can be added to the total amount you owe the council.
Find out more on how to stop bailiffs on this article: 2023 Incredible Guide on how to Stop Bailiffs!
Your council can take you to court if you don’t pay the money you owe, and the bailiffs can’t recover enough property to cover it.
The court will consider whether you:
- can afford to pay the bill
- have a valid reason not to pay
You can be imprisoned for up to 3 months if the court decides you don’t have a good reason not to pay your Council Tax and refuse to do so.
If the court decides you have something to pay back, you may be able to arrange to pay your debt over time.
Wrexham Council Tax Arrears
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Which Debt Plans apply to you?
We assess your circumstances based on your individual circumstances and will assess for all available debt advice solutions.
Please find below a list of debt solutions we will evaluate for:
- Debt Management Plan (DMP) – Information on a debt management plan
- Individual Voluntary Arrangement (IVA) – Information on an IVA
- Debt Relief Order (DRO) – information on a DRO
- Bankruptcy – information on Bankruptcy
If you have used our online application form, we will contact you to run through your income and outgoings and discuss your options so you can make an informed choice. At Debt Support Direct, we offer all statutory debt solutions in England, Scotland, Wales, and Northern Ireland so that you can choose the debt solution tailored to you and your circumstances.
If you have an attachment of benefits and have chosen the debt solution that you feel is the most appropriate, there will be some paperwork to fill in to put the debt solution programme in place.
Our debt advice is free, non-judgmental, and friendly, so if you are struggling with debt, speak to one of our experienced debt experts for a confidential chat on 0161 549 9848.
Free and impartial money advice is available from the Money Helper, an organisation set up by the Government for people in debt.
Debt Support Direct does not administer any debt solutions; we will assess your debts, circumstances and affordability and signpost you to an organisation or charity that can set up and help the debt plan you decide suits your circumstances.
All debt solutions should be very carefully considered. Some providers may charge fees if a solution is taken; if applicable, these will be outlined during your consultation.
Your ability to obtain further credit in the short term will likely be affected, which may also be the case over the medium to long term. Calls from mobile phones and other networks may be charged to our free phone number.
The Financial Conduct Authority regulates Ruby Holdings Limited, trading as Debt Support Direct. We can offer debt advice for both formal and informal solutions. All debt solutions must be carefully considered, and you must take independent advice.
There are sources of free debt advice and services. You can find out more by contacting the Money Helper on 0800 138 7777 or visiting moneyhelper.org.uk
Here are some links to UK debt charities that can provide help and advice on managing debt:
Please carefully read the information on these websites to understand what services they offer and if they would fit your needs. Reaching out for help as soon as you start having difficulties managing your debts is important. These organisations can help you understand your options and work with you to develop a plan to get back on track.